Oionx Pay - Terms and Conditions

Effective Date: 2nd April, 2025

Welcome to Oionx Pay. These Terms and Conditions ("Terms") govern your access to and use of Oionx Pay's services, applications, products, and website (collectively, the "Services"). Please read them carefully.

1. Acceptance of Terms

By accessing or using the Services, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree, you may not use the Services. Your continued use of Oionx Pay constitutes your agreement to any modifications.

2. About Oionx Pay

Oionx Pay is a fintech platform designed to serve creators, freelancers, entrepreneurs, and businesses with a suite of financial services, including digital wallets, stablecoin payments, staking, and global money transfers. Oionx Pay partners with licensed infrastructure providers for custody (e.g., Fireblocks), compliance (e.g., Bridge), and transaction processing. We are committed to financial inclusion, borderless access, and user ownership.

3. Eligibility

To use our Services, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction.
• Not be a resident of any country or region that is subject to international sanctions or embargoes.
• Pass identity verification (KYC/KYB) as required by law.
• Not be previously suspended or removed from our platform.

4. Account Registration & Verification

4.1 Account Creation